The Personal Financial Advisor course equips participants with the specialized knowledge and professional competencies required to excel in personal financial advisory roles within the banking sector.
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The Personal Financial Advisor course equips participants with the specialized knowledge and professional competencies required to excel in personal financial advisory roles within the banking sector.
Upon completion of this course, participants will be able to:
Develop and manage personalized financial plans for themselves.
Provide professional advisory services on financial planning to bank clients.
Effectively cross-sell and distribute retail banking product packages.
Master the core competencies and essential skill sets required of a professional Personal Financial Advisor.
Proficiently utilize financial planning software to deliver expert advice and generate comprehensive financial plans for individual clients.
Aspiring professionals seeking recruitment and career opportunities within Commercial Banks.
Current staff and practitioners operating in Retail Banking departments responsible for the delivery of banking products and services.
| No. | Modules | Duration (Sessions) |
| 1 |
Overview of the “Personal Financial Advisor” Role * The role and significance of Personal Financial Advisory services. * Essential requirements for becoming a successful Personal Financial Advisor. * Career opportunities and advancement paths within the advisory field. * The standardized Personal Financial Advisory process. |
1 |
| 2 |
Personal Income Management Advisory * Classification of personal income: Recurring vs. Irregular sources . * Personal Income Tax (PIT) fundamentals. * Identifying major spending needs and corresponding financial goals. * Practical workshop: Managing personal income streams. |
1 |
| 3 |
Personal Expense Management and Credit Advisory * The “6 Jars” Wealth Management System: Necessities (NEC), Long-term saving (LTS), Education (EDU), Financial Freedom (FFA), Play, and Give . * Budgeting and managing recurring expenses using the “6 Jars” principle. * Financial planning for major expenditures. * Personal Credit Advisory: Credit cards, consumer loans, and business loans. * Practical workshop: Utilizing tools for personal expense management. |
1 |
| 4 |
Advisory for Housing and Automobile Purchases * Needs assessment for residential property and vehicle purchases. * Introduction to bank financing and mortgage solutions. * Client Advisory: Identification, product matching, and debt repayment scheduling. * Practical workshop: Developing financial plans for high-value asset acquisitions. |
1 |
| 5 |
Insurance, Estate Planning, and Retirement Advisory * Personal Insurance Solutions: Property, Life, and Health insurance. * Bancassurance: Cross-selling insurance products through banking channels. * Personal Investment Portfolio Management: Client profiling and investment matching. * Practical workshop: Estate planning techniques, retirement planning, and will preparation. |
1 |
| 6 |
Practical Application and Financial Planning Simulation * Participants engage in hands-on personal financial advisory for clients. * Comparative analysis: Insurance vs. other personal investment vehicles. * Expert insights: Sharing experience in financial advisory and insurance sales. * Learners simulate and build comprehensive financial plans using bank-standard templates and calculators. * Utilizing specialized software to generate complete financial planning reports. |
2 |
|
TOTAL DURATION |
7 |
Course Schedule & Venue
All-inclusive Training Fee: 3,500,000 VND / participant. (The fee includes training materials, the final examination, and certification).
Disclaimer: Please note that the curriculum, number of sessions, and tuition fees are subject to adjustment starting from March 2026.
Graduation Certificate: Upon completion of the course, qualified students will be awarded a Graduation Certificate issued by the Institute of Human Resources and Business Development (under the University of Economics Ho Chi Minh City – UEH), which is valid nationwide.
Note: Total discounts are capped at a maximum of 20% of the tuition fee.
Campus B: 279 Nguyen Tri Phuong Street, Dien Hong Ward, Ho Chi Minh City.
Institute of Human Resources and Business Development (HUREDIN) – Room B2.005, Building B2, Ground Floor. (Next to the Faculty Parking Gate – Opposite No. 43 Dao Duy Tu Street)
ADVISORY & CONTACT INFORMATION
ZALO:
OFFICE HOURS:
Available from Monday to Friday:
Start date: 17/03/2026
Schedule: Tue/Thu/Sat Evenings
Time: 18h00’ – 20h30'
Duration: 7 sessions
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